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sick feeling

May 26th, 2006 at 08:43 pm

The good news is we were able to pay for the radiator in cash and only the rental car will be going on to a credit card.

The bad news is the creditor who is claiming I owe them more than I do chose a rotten collection agency to collect the debt. They have lied to me about several things, violated the law in a couple of ways, and I've had to report them to the FTC.
Before I realized they had lied and such I agreed to make a $50 payment to them this weekend to keep it from going onto my credit report yet. I'm now wondering if it's on my credit already and they lied about that (probably) and I feel like my bank account has been jeopardized. As soon as the boy's latest paycheck clears I'm going to go in and cancel my account and get a new one. Our joint account has been approved so I can use it until the new one's fully open.

I feel sick over this whole mess and I may end up having to contact a lawyer, which I cannot remotely afford.

lots of money gone

May 25th, 2006 at 04:58 pm

The car's radiator has had a couple of cracks in it. We only knew of one until the the guy at the oil change place mentioned the second. Last night, on the boyfriend's drive home from work, the radiator became too unstable to risk driving it any more.

So today we took it back to the same place to get it replaced. That's almost $400 gone in the blink of an eye. It would have been cheaper at another shop, but that was for a used radiator and we didn't trust the mechanic a fraction of how much we trust these guys.

My Insiders Club Access card will allow us $3 off the cost which is a small help. But I'm afraid some of it will have to be charged to a card as I don't think we have enough cash to make it. Quite a bit of it actually. Thankfully, we didn't have to rent a car today because my mom was able to give us a ride. Tomorrow though, if they don't get it fixed in time for the boy to leave for work, we may have to resort to renting one. It will ridiculously expensive even with our 25% off deal since he and I are both under 25 and because Enterprise jacked up their rates due to Memorial Day.

Thankfully, my shell card from MyPoints is already here so at least we've got an extra $10 to spare thanks to that.

I also had to reschedule a job interview today and will need to reschedule one for tomorrow too.